Insurance fraud is a crime, and the Virginia State Police Insurance Fraud Program is working to stamp it out. Here’s how you can help:
Be aware of staged accidents, such as intentional sideswiping or cars that cut in front of other vehicles, forcing collisions due to quick stops.
Be aware of individuals that try to get you to leave the scene of an accident without calling police or obtaining a police report.
Be aware of individuals that claim no previous injuries or continue unnecessary medical treatment which inflates medical benefits.
Be aware of fraud rings that specialize in "slip and fall" schemes with fake injuries and faked claims.
Be aware of individuals reporting fake burglary or theft claims.
Be aware that some individuals report damage as vandalism in an attempt to cover deliberate or previous damage to one’s own property.
Be aware of individuals making a false stolen vehicle claim to cover previous damage to a vehicle or to dispose of the vehicle.
Be aware of individuals that fake an on-the-job injury or stay off work after healing to collect Workers’ Compensation benefits.
Be aware of the possibility that someone may set a small fire in their home to obtain a new paint or remodeling job.
Be aware that individuals may change a genuine claim to inflate the loss to recover past premiums.
Be aware of individuals that inflate genuine claims to cover a policy deductible.
Be aware of attempts to convince you that "everybody is getting rich" so you may as well try to get additional money also